Mortgage Advisor NMLS ID: 1400044
About Jessica Howard
I value every client’s individual needs and dreams for purchasing residential property and understand that buying or refinancing a home can be a very emotional process. I am a patient and compassionate problem solver, and an expert in anticipating obstacles common in the mortgage industry. My goal is to keep the process moving forward as smoothly as possible with care and integrity, and to see clients smiling at the closing table.
With 15+ years of experience in the residential mortgage industry, I have been involved with thousands of transactions, helping people make the right decisions for their personal goals. I embrace the challenge of moving through the mortgage process for every client I work with, and thrive on creating common-sense solutions in a changing lending environment.
Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.
Estimate your Monthly Payments
- Principal & Interest $949
- Property Tax $250
- Homeowners Insurance $58
- Mortgage Insurance $84
How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.
Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.
Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.
What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.
Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.
Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.
Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.